A Variety of Savings Options
We offer several share account options to help you save in a way that fits your financial goals. Whether you’re setting aside funds for everyday access or planning for the future, each account is designed to provide security, flexibility, and competitive dividends.
Share Savings Account
A statement savings account which is designed to help members establish a systematic savings pattern by offering several options for making regular deposits. Payroll deduction and direct deposit are excellent vehicles that we offer to help you accomplish your savings goals. Historically, we have offered a tiered dividend rate structure that covers a range of deposit balances.
Minor Savings Account
This is a statement savings account, which is designed to foster savings in and for children under the age of 18.
Christmas Savings Account
A savings account that promotes saving for the holidays. A balance transfer is made one a year into your regular savings just in time for the holidays.
Share Certificates (Certificates of Deposit-CDs)
Offer a contracted rate of dividends over a specified term. Certificates represent a smart way to invest and maximize your return. We offer a variety of terms to meet your investing preferences.
Individual Retirement Accounts (IRAs)
We offer Traditional IRAs which can provide opportunities to accumulate tax deferred savings for future retirement needs. IRA deposits can be made to a regular share account on a systematic basis. An IRA Share Certificate may offer a viable option for those wishing to maximize their rate of investment return. Both IRA accounts can be set-up to receive rollovers and transfers from other IRAs and qualified retirement plans. You may choose the IRA that best suits your individual needs.
Checking Accounts
The credit union offers two basic checking accounts. Our ECONO Checking account offers no maintenance fees, no minimum or average balance requirements, Courtesy Pay and share transfer overdraft protection, ATM/VISA Check Card access, and many other money saving benefits. In addition to the features and benefits included with ECONO Checking, our LEGACY CHECKING account offers additional benefits for those members who have reached 55 years of age. Checking account statements are mailed monthly or can be accessed via Netbranch for those that have selected this option.
