BCFCU offers several types of share (savings) secured loans. Our fixed rate installment loans may be secured by regular shares or share certificates for the full value of the account balance less the membership deposit. Also offered are, lines of credit that can be secured by either regular shares or share certificates. Variable interest rates are assigned to these lines of credit and payments are based on a percentage of the credit line's outstanding balance.
We currently offer personal installment loans with terms of up to 48 months and loan amounts of up to $10,000.00 (with approved credit.)
Our personal line of credit also offers credit limits of up to $6,000 on a revolving basis with variable interest rates.
BCFCU offers competitive financing on new and used automobiles, boats & accessories, motorcycles, campers & travel trailers and motor homes. We currently offer terms of up to 72 months and financing of up to 125% of NADA loan value.