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Rates
Loan Rates Deposit Rates Fees and Charges
Effective as of: January 1, 2021
| ELECTRONIC FUNDS TRANSFER SERVICES FEES | FEES | |
| Electronic Funds Tranfer Services | ||
| VISA Debit Signature (Credit) Based | Daily ATM Limits: | |
| Transactions | No Charge | $305.00 per day |
| Econo Checking-Non-Credit Union owned | ||
| ATM terminals-Transactions including inquiries (3 | Daily Visa Check Credit | |
| free per month, thereafter each transaction) | $1.00* | (Credit Transactions Limit) |
| Legacy Checking-Non-Credit Union owned ATM | $750 per day | |
| terminals-Transactions including inquires (4 | ||
| free per month, thereafter each transaction) | $1.00* | |
| Regular Share-Non-Credit Union owned ATM | ||
| terminals-Transactions including inquires (1 | ||
| free per month, thereafter each transaction) | $1.00* | |
| Daily POS Limits | $1000.00 per day | |
| VISA Check Card Replacement | $15.00 per day | |
| *Includes all withdrawals, tranfers, and inquiries except for point-of-sale (POS) transactions. Does not include surcharges imposed by terminal owners. | ||
| FOR ALL ACCOUNTS AND SERVICES - FEES AND SERVICE CHARGES | FEES | |
| Monthly Maintenance Fee-Regular Share Account charged | ||
| when average daily balance with no other falls below | ||
| account relationships | $3.00 per month** | |
| Non-Sufficient Funds (NSF) Fee | $33.00 per item | |
| Courtesy Pay Overdraft Fee | $33.00 per item | |
| Checking Overdraft Transfer Fee from savings ($25.00 increments) | $1.00 per transfer | |
| Stop Payment Fee | $30.00 per item | |
| Econo Checking Accounts “On-Us” check disbursements | $3.00 per item | |
| Legacy Checking Acccounts “On-Us” check disbursements in | ||
| excess of two per month (62 years of age or older) | $2.00 per item | |
| Regular Share Accounts “On-Us” check disbursements | $3.00 per item | |
| Christmas Club withdrawal fee (per withdrawal) | $5.00 | |
| Closed share accounts within (90) days of opening | $5.00 | |
| Transaction Fee-Teller advances made under Personal LOC | $5.00 | |
| Annual Maintenance Fee-Personal LOC | $25.00 | |
| Paper Statement Fee for those between the ages of | ||
| 18 and 61 years of age without any outstanding loan balances | $3.00 per month | |
| **Waived for members 62 years of age or older. | ||
| MISCELLANEOUS FEES | FEES | |
| Cashiers Check Fee | $6.00 | |
| Money Orders | $1.75 | |
| Wire transfer fee-(incoming) | $20.00 | |
| Wire transfer fee-(outgoing) | $20.00 | |
| Credit Union issued checks to non-members | $15.00 | |
| Check Cashing Fee, for members with no other relationships | ||
| other than a Regular Share (savings) account with a balance of | ||
| less than $100.00 at the time of presentment | $10.00 | |
| Bad Address Fee | $5.00 per month | |
| Statement copy fee | 1.00 per page | |
| Charge-back Fee (unpaid deposited items) | $15.00 per item | |
| Dormant Account Fee | $5.00 per month | |
| Abandoned Property/Dormancy Processing Fee | $25.00 per account | |
| Copy of credit union issued check | $5.00 per item | |
| Copy of member issued cancelled check | $3.00 per item | |
| ATM Surcharge Fee (foreign cards used at our ATM machine) | $3.50 per transfer | |
| Postage Fee for all mailed checks, statements, etc. | $1.25 per letter | |
| Photocopies | .15 per page | |
| Balancing Statement/Account Research | ||
| Less than $30 minutes | Free | |
| 30 minutes and over | $25.00 per hour | |
| Fax Copies | $1 per page | |
| **Waived for members 62 years of age or older. | ||
| SAFE DEPOSIT BOX RENTAL | ANNUAL RENTAL FEES*** | |
| 3 X 5 | $35.00 | |
| 3 x 10 | $50.00 | |
| 5 X 10 | $70.00 | |
| 10 x 10 | $120.00 | |
| Change of Locks(Keys) | $125 per lock | |
| Drilling of Boxes | $125.00 per box | |
| ***Fee activation dates to be announced. | ||
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